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a) I'd replace the fender with a Polysport, Acerbis, or Maier. Only about $25 or so and it will save you a lot of work. Also consider a Kawasaki fender for an '09 or later. That's the year bike I have and the plastics are much 'cooler' than the prior model and the fender is pretty cheap from Bike Bandit.
b) This may really surprise you. If you're going to be riding it a lot, especially on the street I'd leave it STOCK.
Mine is modded with an airbox mod and K&N filter, a very high performance muffler and a full jet kit. Whereas it make a lot of power, it is loud. I always wear earplugs and even so it is loud. Don't get me wrong it sounds great, just a lot of sound.
Spend your money on gas and maintenence.
As far as suspension goes I never touched mine so it is as set by the factory. Mine has really good fully adjustable suspension and it works fine right out of the box for me.
I say ride it!
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Happy to serve.
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