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If I was in your predicament, I would go to the nearest Honda dealer with a list of everything that was damaged (for a 230crf)-including things that are 'possibly' damaged-such as a Cracked Case, Bent Frame (dangerous!), damage to Stator and Ignition systems...you get the idea. It's my bet that with the insane Honda aftermarket parts costs, you will easily persuade any claims adjuster it would be more beneficial for them to hand you a $2000 dollar check!
Maybe they'll even let you keep the "totaled" one to use as a dirt bike. (For a small fee of course.)
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