[Mobus]

I'm sort of surprised that nobody mentioned that lending rules for Fannie and Freddie were loosened during the Clinton administration. That's what really got us into this mess. It's not an overnight thing, it took this many years to finally snowball into what we have now.

BTW, you all have been very 8) and civilized in your posts about all this and I commend you all for that! A bunch of other forums I belong to will whip out the ban stick for political discussions, civil or not. It's refreshing to see civilized adult discussion about these topics, it lets me know I'm not unique in my thoughts and opinions.

Mark