Hello and welcome to the forums
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Allow me to be the first to tell you to steer clear of the XY400... It is probably the worst chinabike ever made... Horribly unreliable and impossible to get parts for. I know it seems like a good deal but seriously it's not. A few of the forum members here had them and they were total junk, I don't think anyone here has one anymore.
There are much better deals to be had than that bike, I have a Konker 200 and it's an excellent bike, just not highway usable. Pitster Pro in Canada sells the Konker equivalent... I think it's called the XTR200 or something?
Edit: I found the link to Doc's 400 review... Starts out not too bad, but check out all the problems he has with it as the thread goes on... The 400's are steaming piles of...
http://chinariders.net/modules.php?n...wtopic&t=11778