well, here in australia you pay more for these things, so i can t comment on pricing.
however, i d get the 400cc XR and then also the 250 pitster sm. :-) not that the liger looks that bad, but nothing compared to the other two.
what is a liger? hint: "Ligers exist only in captivity because the habitats of the parental species do not overlap in the wild." it is an imaginative but somewhat odd model name IMHO. i guess they tried "croaker" or "clonker" and found that some company had used it...
at any rate, i d test and buy the hon, and test ride the other two. looking around and test riding is half the fun.
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1971 Garelli Gulp 50cc with open ports and 16 mm Bing Carbie + 1980 Honda XL
223 ZS + 2007 Zongshen LZX200G + DR400SM