It really comes down to your budget. I am a big advocate of ATGATT but I also understand that people don't have money sprouting out of every orifice.
The cheaper gear like the HWK jacket will provide some level of protection, and that sure beats a T-shirt.
I personally recommend something a bit better, and made with the right types of ballistic fibers with proper CE level 1 or 2 armor at key points. Brands like Tour Master, Seidici, Klim, Icon, and Dianase have and do grace my body and closet.
I have literally ridden my Hawk in gear that cost more than my Hawk lol.
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