MICHIGAN HAWK 250 owners?? Insurance Questions

BPizzle · 05-15-2019, 08:39 PM

Anyone here from MI?? If so what insurance co did you go with? And how’d you get the Hawk and it’s VIN to be accepted online with the insurance company?? I’ve tried Progressive, Dairyland, and Rider insurance and none of them have RPS or Haosen listed as a choice for he bike. Any help would be greatly appreciated!! Thank you!

Digger · 05-15-2019, 09:31 PM

I have mine insured through Progessive. Did it all online.

Megadan · 05-15-2019, 09:35 PM

I have Progressive. Just call them to get it sorted out. They don't have RPS or Haosen listed in their database, so they will have to list it as Other make and Other model, then on the insurance card they will fill in the type of bike it is. My card says RPS Hawk.

**JerryHawk250** · 05-15-2019, 10:05 PM

Geico online. $99 a year. Even if you have two bikes it's still $99 for both.

BPizzle · 05-15-2019, 11:00 PM

Thank you Jerryhawk250 and Megadan!! I appreciate the input and will go with one of those and hit-r-dun! Can’t wait!!

Frag2 · 05-16-2019, 05:27 AM

I used state farm here they used Vehicle identification number to identify it Ime in Tennessee though

Megadan · 05-16-2019, 06:45 AM

Quote:

Originally Posted by JerryHawk250

Geico online. $99 a year. Even if you have two bikes it's still $99 for both.

My Hawk costs me... $68 a year. Multi-vehicle discount, multi policy discount, over 10 years with no claims, no tickets, etc. Sorta helps. I think the only way I can get it any cheaper would be to get married lol.

Duggo · 05-16-2019, 01:00 PM

Quote:

Originally Posted by Megadan

My Hawk costs me... $68 a year. Multi-vehicle discount, multi policy discount, over 10 years with no claims, no tickets, etc. Sorta helps. I think the only way I can get it any cheaper would be to get married lol.

Not worth it to get married.

duck9191 · 05-16-2019, 02:15 PM

Call the companies directly, they will be able to better help you with odd balls like the hawk. Next step will be the SOS. I asked yesterday and she said bring the invoice and the MSO/MCO, as long as it says motorcycle and not off road only/atv it won't be a problem. Other option is to do a title conversion and have it inspected, no fun.

I envy you guys, i dont have my hawk yet, but for my 2007 honda vtx1300 its $306 for 12 months of just plpd. $197 of that goes to the Michigan Catastrophic Claims Association, and its going up to $220 in july i believe. Every vehicle has to pay that fee, have 4 bikes then you pay it 4 times...

Megadan · 05-16-2019, 03:26 PM

Quote:

Originally Posted by duck9191

Call the companies directly, they will be able to better help you with odd balls like the hawk. Next step will be the SOS. I asked yesterday and she said bring the invoice and the MSO/MCO, as long as it says motorcycle and not off road only/atv it won't be a problem. Other option is to do a title conversion and have it inspected, no fun.

I envy you guys, i dont have my hawk yet, but for my 2007 honda vtx1300 its $306 for 12 months of just plpd. $197 of that goes to the Michigan Catastrophic Claims Association, and its going up to $220 in july i believe. Every vehicle has to pay that fee, have 4 bikes then you pay it 4 times...

My VFR1200 costs me over $900 a year to insure (full comprehensive). It doesn't help that I have increased coverage on things like uninsured motorist and $250 deductibles, but even if I ran the standard 500 deductible and coverage it only goes down maybe 80 bucks.

duck9191 · 05-16-2019, 03:42 PM

Quote:

Originally Posted by Megadan

My VFR1200 costs me over $900 a year to insure (full comprehensive). It doesn't help that I have increased coverage on things like uninsured motorist and $250 deductibles, but even if I ran the standard 500 deductible and coverage it only goes down maybe 80 bucks.

This was with zero replacement and minimum liability. $1k/$1k on collision and comprehensive would have been $690, but im sure they only value the bike around $2500-3k if that.

The Hawk will probably be around $270 if i can get it before July 1, then it will likely be around $320 when the MCCA fee goes up.

BPizzle · 05-17-2019, 11:01 PM

Thanks for the tip Duck9191. That fee is such a rip!!! It’s be great if we could stop getting ripped on insurance in this state. Oh well, I can’t change it, can’t wait to get my Hawk Monday though!! Thx again!

duck9191 · 05-18-2019, 10:47 AM

Quote:

Originally Posted by BPizzle

Thanks for the tip Duck9191. That fee is such a rip!!! It’s be great if we could stop getting ripped on insurance in this state. Oh well, I can’t change it, can’t wait to get my Hawk Monday though!! Thx again!

There is a bill to overhaul the bs no fault system, but it's likely to be vetoed until Whitmore gets her 45 cent a gallon gas tax. YAY... Not.

Let us know how your experience with the SOS goes, I have heard it varies branch to branch. I've been inquiring about how hard it will be to get a kit car (df goblin or exomotive exocet) street legal and I have gotten all kinds of answers, MI leaves way to much up to the person at the counter of the SOS.

Monie · 05-02-2023, 03:51 AM

I, too, am insured with Progressive. I did it online and had no problem.

Bill Hilly · 05-02-2023, 10:15 AM

I'm insured with State Farm, which is probably in every state. In WV we need proof of insurance before we can get a license, and registration, so I just took my MCO into my agents office, and they pulled up a list on their computer, and found what they needed. My Hawk's proof of insurance under make is actually CHNGQNG HA , which is probably Chingqing Haosen . They printed me off a proof of insurance right there, and on my way home, I stopped at a business in town that handles the DMV work, and let them deal with my title, and registration.

05-15-2019, 08:39 PM	#1
BPizzle Join Date: May 2018 Posts: 34	MICHIGAN HAWK 250 owners?? Insurance Questions Anyone here from MI?? If so what insurance co did you go with? And how’d you get the Hawk and it’s VIN to be accepted online with the insurance company?? I’ve tried Progressive, Dairyland, and Rider insurance and none of them have RPS or Haosen listed as a choice for he bike. Any help would be greatly appreciated!! Thank you!
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05-15-2019, 09:35 PM	#3
Megadan Join Date: Apr 2017 Location: Omaha, NE Posts: 8,030	I have Progressive. Just call them to get it sorted out. They don't have RPS or Haosen listed in their database, so they will have to list it as Other make and Other model, then on the insurance card they will fill in the type of bike it is. My card says RPS Hawk. __________________ Hawk Information and Resource guide: http://www.chinariders.net/showthread.php?t=20331 2018 Hawk 250 - Full Mod list here. http://www.chinariders.net/showpost....62&postcount=1 2024 Royal Enfield Shotgun 650 https://chinariders.net/showthread.php?t=34124
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05-15-2019, 10:05 PM	#4
JerryHawk250 Moderator Join Date: Oct 2016 Location: Houma, La. Posts: 11,573	Geico online. $99 a year. Even if you have two bikes it's still $99 for both. __________________ 2023 Lifan Lycan 250 Chopper 2023 Venom Evader 2022 Lifan KPX250 2020 Kawasaki Vulcan S 2004 Honda ST 1300 2016 Black Hawk 250 (sold) Keihin PE30 carb,125 main,38 slow.Pod filter,ported & decked head 10:1 CR,Direct Ignition Coil,15/40Sprockets,NGK DPR8EIX-9,De-Cat,Dual Oil Cooler,Digital Cluster 2016 Cazador180 XL 2014 Coolster150 JerryHawk250.com My YouTube Channel
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05-15-2019, 09:31 PM	#2
Digger Join Date: Jul 2018 Posts: 64	I have mine insured through Progessive. Did it all online.
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05-15-2019, 11:00 PM	#5
BPizzle Join Date: May 2018 Posts: 34	Thank you Jerryhawk250 and Megadan!! I appreciate the input and will go with one of those and hit-r-dun! Can’t wait!!
	0

05-16-2019, 05:27 AM	#6
Frag2 Join Date: Mar 2019 Location: Jefferson city Tenn Posts: 27	I used state farm here they used Vehicle identification number to identify it Ime in Tennessee though
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05-16-2019, 02:15 PM	#9
duck9191 Join Date: May 2019 Location: Port Huron, Michigan Posts: 637	Call the companies directly, they will be able to better help you with odd balls like the hawk. Next step will be the SOS. I asked yesterday and she said bring the invoice and the MSO/MCO, as long as it says motorcycle and not off road only/atv it won't be a problem. Other option is to do a title conversion and have it inspected, no fun. I envy you guys, i dont have my hawk yet, but for my 2007 honda vtx1300 its $306 for 12 months of just plpd. $197 of that goes to the Michigan Catastrophic Claims Association, and its going up to $220 in july i believe. Every vehicle has to pay that fee, have 4 bikes then you pay it 4 times...
	0

05-17-2019, 11:01 PM	#12
BPizzle Join Date: May 2018 Posts: 34	Thanks for the tip Duck9191. That fee is such a rip!!! It’s be great if we could stop getting ripped on insurance in this state. Oh well, I can’t change it, can’t wait to get my Hawk Monday though!! Thx again!
	0

05-02-2023, 03:51 AM	#14
Monie Join Date: May 2023 Posts: 2	I, too, am insured with Progressive. I did it online and had no problem.
	0

05-02-2023, 10:15 AM	#15
Bill Hilly Join Date: Feb 2021 Posts: 948	I'm insured with State Farm, which is probably in every state. In WV we need proof of insurance before we can get a license, and registration, so I just took my MCO into my agents office, and they pulled up a list on their computer, and found what they needed. My Hawk's proof of insurance under make is actually CHNGQNG HA , which is probably Chingqing Haosen . They printed me off a proof of insurance right there, and on my way home, I stopped at a business in town that handles the DMV work, and let them deal with my title, and registration.
	1