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Old 10-19-2019, 08:26 PM   #1
BobL   BobL is offline
 
Join Date: Oct 2019
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New member, from New Jersey & insurance ?

Hey everyone. Been lurking around here for some time, and been debating back and forth for over a year on which bike to purchase. I had been leaning towards the Brozz 250, and after seeing the video from Attention Deficit, that just sealed the deal. Ordered the bike on Monday 10/7. Was delivered to my house on Thursday morning 10/10. Assembled it that Sunday. Now, I had thought registering it was going to be the issue, but I had that done in 40 minutes (including the 30 minutes I sat there waiting to be called upon). Insurance is more of an issue (so far). I have always dealt with Allstate. They originally quoted me $115, but I noticed the quote said 'off road'. When I questioned that, they said they had problems finding the bike, and thought it was a four wheeler. When I told them it was a dual sport, and already registered, they then asked if it was a "kit". I guess my mistake was responding yes. They then said they couldn't insure it. Now, I haven't given up with them as yet, but curious who here is in New Jersey, and who do you use for insurance? If you have a Brozz, even better. Thanks. BobL.
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Old 10-20-2019, 11:11 AM   #2
A1R 250 bob   A1R 250 bob is offline
 
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Quote:
Originally Posted by BobL View Post
Hey everyone. Been lurking around here for some time, and been debating back and forth for over a year on which bike to purchase. I had been leaning towards the Brozz 250, and after seeing the video from Attention Deficit, that just sealed the deal. Ordered the bike on Monday 10/7. Was delivered to my house on Thursday morning 10/10. Assembled it that Sunday. Now, I had thought registering it was going to be the issue, but I had that done in 40 minutes (including the 30 minutes I sat there waiting to be called upon). Insurance is more of an issue (so far). I have always dealt with Allstate. They originally quoted me $115, but I noticed the quote said 'off road'. When I questioned that, they said they had problems finding the bike, and thought it was a four wheeler. When I told them it was a dual sport, and already registered, they then asked if it was a "kit". I guess my mistake was responding yes. They then said they couldn't insure it. Now, I haven't given up with them as yet, but curious who here is in New Jersey, and who do you use for insurance? If you have a Brozz, even better. Thanks. BobL.
Not NJ, Ohio... You might try Progressive.


 
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Old 10-20-2019, 12:38 PM   #3
culcune   culcune is offline
 
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Welcome to here! Do not live in NJ, so cannot help you directly, but wanted to welcome you and for all it's worth, I use Geico.
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Old 10-20-2019, 12:44 PM   #4
Weldangrind   Weldangrind is offline
 
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Welcome, Bob! Nice looking bike.
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Old 10-20-2019, 04:30 PM   #5
herbie   herbie is offline
 
Join Date: May 2019
Location: Illinois
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Quote:
Originally Posted by BobL View Post
Hey everyone. Been lurking around here for some time, and been debating back and forth for over a year on which bike to purchase. I had been leaning towards the Brozz 250, and after seeing the video from Attention Deficit, that just sealed the deal. Ordered the bike on Monday 10/7. Was delivered to my house on Thursday morning 10/10. Assembled it that Sunday. Now, I had thought registering it was going to be the issue, but I had that done in 40 minutes (including the 30 minutes I sat there waiting to be called upon). Insurance is more of an issue (so far). I have always dealt with Allstate. They originally quoted me $115, but I noticed the quote said 'off road'. When I questioned that, they said they had problems finding the bike, and thought it was a four wheeler. When I told them it was a dual sport, and already registered, they then asked if it was a "kit". I guess my mistake was responding yes. They then said they couldn't insure it. Now, I haven't given up with them as yet, but curious who here is in New Jersey, and who do you use for insurance? If you have a Brozz, even better. Thanks. BobL.
Congrats on the new bike! I had the same issue with State Farm, I made the same mistake of telling them I had to do the final assembly. I argued that even the dealers have to assemble the bikes as they are shipped to them in a crate too, so what's the difference. They had to review it and after a little bit they approved it. Good luck with it, I would think a big company like Allstate will approve it too.
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